Attention homeowners in Rensselaer and Rensselaer County: Get an Appraisal today!
Check out the top seven reasons NY homeowners need JSM Appraisal Services:
Own a house in or near Rensselaer, NY and need help deciding the price of it?
At JSM Appraisal Services, we understand the individual needs of a homeowner after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping consumers just like you rid themselves of unwanted and unneeded PMI insurance. Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in an area that is going down. This means you're paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from JSM Appraisal Services is your #1 weapon. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. JSM Appraisal Services can provide you with a professional appraisal that will help you reinstate your home equity line of credit. We Also Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would wish to have a professional double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? JSM Appraisal Services can help you with that. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property. |